How Much Money You Should Save in 2025, New 401k Data (Amount by Age)
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最新报道：New 401(k) data reveals recommended savings amounts by age for 2025, showing Americans should aim to have 1x their salary saved by 30, 3x by 40, 6x by 50, and 8x by 60. The analysis by Fidelity Investments suggests these benchmarks help maintain retirement lifestyle, with average balances currently at $112,400 for Gen X and $49,300 for millennials. Experts advise increasing contributions to 15% of income, taking full employer matches, and considering Roth options for tax-free growth, while warning against excessive crypto allocations in retirement portfolios.
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