US lawmakers introduce bill to include crypto holdings in mortgage underwriting
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最新报道：U.S. Representatives Wiley Nickel and Mike Flood introduced the "Blockchain Integrity Act" to prohibit federal agencies from restricting crypto transactions for mortgages. The bill aims to prevent discrimination against homebuyers using digital assets for down payments or financing. Nickel emphasized that crypto holders should have equal access to homeownership, while Flood warned against regulatory overreach stifling innovation. The legislation follows recent scrutiny of crypto mortgage providers like Milo amid concerns over compliance risks. If passed, it would bar agencies like HUD and FHFA from imposing blanket bans on crypto-related mortgage transactions.
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