最新报道：Today, Unchained, the leading Bitcoin-native financial services company, announced that it has surpassed $1 billion in Bitcoin-backed loan issuance. With over 4,000 issued loans and a nine-year track record, the company is setting a new standard for transparency and security in Bitcoin lending. More than $1,000,000,000 in loan issuance, 4,000+ loans, 9+ years, zero duplicate collateral. pic.twitter.com/f9BuVsEil4 "Reaching $1 billion in issuance is a milestone, but the bigger story is how we got here: nine years, complete transparency to borrowers, no bluffing," said Joe Kelly, co-founder and CEO of Unchained. “While others talk about trust, we provide proof. Customers hold a key, verify their collateral on-chain, and know their Bitcoin is being handled securely. This is how lending should work, and it’s a proven approach that serious Bitcoin holders can rely on.” Bitcoin-backed loans are expected to grow more than 430% by 2030, according to HFT Market Intelligence, and lending models that offer greater transparency and customer control are gaining traction. As interest in this type of lending grows, Unchained continues to follow a model that avoids double-collateralization, meaning customer collateral is not reused or transferred without permission. “Bitcoin-backed lending is a fantastic business that fits perfectly with the needs of long-term Bitcoin holders,” said Jon Melton, head of lending at Unchained. “Our commitment to non-double-collateralization and transparency is invaluable to customers who need to understand the risks of borrowing with Bitcoin. When customers stake their Bitcoin, they need to trust their lender. Our product design and growing track record provide a solid foundation for that trust.” The company uses a 2-of-3 multi-signature vault structure, which allows borrowers to keep a single key and verify their collateral directly on-chain. In addition to reaching the $1 billion milestone, Unchained also reduced the annual percentage rate (APR) on its loans. While the specific rate was not disclosed, the company said the move is intended to make borrowing more competitive while not changing its custodial approach. “As the market for Bitcoin financial products expands, and scrutiny of custody and double-collateralization increases, Unchained’s transparent, customer-empowered model remains the most secure and verifiable approach to Bitcoin-backed credit,” the company said.