币界网报道:XRP influencers are facing criticism for allegedly misleading the community by overemphasizing its utility in payments while downplaying its core role in global liquidity solutions. Critics argue this narrow focus distracts from XRP's broader potential in cross-border settlements and institutional adoption. Ripple's partnerships with financial institutions highlight XRP's liquidity function rather than retail payment use cases. The debate underscores tensions within the XRP community regarding how the asset's value proposition should be communicated to investors and the public.