American Express Offers 3.60% APY Savings With Online Convenience
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币界网报道：American Express introduces a high-yield online savings account offering 3.60% APY, significantly above the national average. The digital-only product requires no minimum deposit or monthly fees, targeting customers seeking competitive returns with convenience. Account holders can manage funds via Amex's mobile app or website, with FDIC insurance up to $250,000. This move positions American Express against fintech rivals like Marcus by Goldman Sachs and Ally Bank in the increasingly competitive digital banking space. The company emphasizes its 170-year financial heritage while adapting to modern consumer preferences for seamless digital experiences.
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