币界网报道:UBS warns retirees to be cautious of unexpected tax liabilities that can significantly impact retirement savings. Common "tax torpedoes" include Social Security benefit taxation, required minimum distributions (RMDs), and capital gains from home sales. The firm advises strategic planning, such as Roth IRA conversions and timing asset sales, to minimize tax burdens. Proper estate planning is also crucial to avoid steep inheritance taxes. UBS emphasizes consulting financial advisors to navigate complex tax rules and optimize retirement income.