币界网报道：Ripple CEO Brad Garlinghouse testified at a landmark U.S. congressional hearing on cryptocurrency regulation, advocating for clearer rules to foster innovation while protecting consumers. He emphasized the need for a balanced regulatory framework that differentiates between various digital assets, distinguishing securities from utility tokens. Garlinghouse highlighted Ripple's ongoing legal battle with the SEC over XRP's classification, arguing that regulatory uncertainty hinders U.S. competitiveness in blockchain development. Lawmakers discussed potential bipartisan legislation to address gaps in crypto oversight, with some expressing concerns over investor risks and others pushing for innovation-friendly policies. The hearing marks a pivotal moment as U.S. regulators grapple with shaping the future of digital asset governance.