币界网报道:XRP's price trajectory could see a permanent shift following Ripple's potential acquisition of a banking license, according to crypto analyst Zach Rector. He argues that such regulatory approval would fundamentally alter XRP's utility by enabling Ripple to offer banking services directly, potentially increasing institutional adoption. The license would allow Ripple to custody funds, process payments, and issue loans using XRP as bridge currency. Rector suggests this development could trigger significant price appreciation, though he cautions the process may take years. The analyst's comments come as Ripple continues expanding its regulatory footprint globally, recently securing a Singapore payments license.