币界网报道:XRP whale accumulates 3.72 billion Ripple tokens as the company seeks a banking license in the U.S. The massive accumulation, worth approximately $1.85 billion, signals strong confidence in Ripple's future despite ongoing regulatory challenges. Ripple's CEO Brad Garlinghouse confirmed the firm is pursuing a banking license to expand its financial services offerings, potentially allowing it to hold customer funds and issue loans. This move could position Ripple as a more traditional financial institution while maintaining its focus on blockchain-based payments. The whale activity and license pursuit come as XRP shows resilience in the market, with analysts