币界网报道：Stablecoins are emerging as a key driver of on-chain innovation, with their market cap surpassing $150 billion as of early 2024. Major players like Tether (USDT) and Circle (USDC) dominate, but new entrants are leveraging blockchain for enhanced transparency and efficiency. Innovations include algorithmic stablecoins, cross-chain interoperability, and integration with DeFi protocols for yield generation. Regulatory clarity remains a challenge, but jurisdictions like the EU and Singapore are advancing frameworks. Stablecoins now facilitate remittances, payments, and institutional adoption, positioning them as a critical bridge between traditional finance and decentralized ecosystems. Their growth underscores their role in expanding