币界网报道：Visa has unveiled its new AI-powered "Intelligent Commerce" platform, aiming to revolutionize digital payments and shopping experiences. The system leverages artificial intelligence to enable seamless cross-border transactions, personalized merchant recommendations, and real-time fraud detection. Visa's CEO Al Kelly emphasized the platform's potential to "bridge physical and digital commerce" by analyzing consumer behavior patterns. The initiative comes as part of Visa's $100 million investment in AI technologies, positioning itself against competitors like Mastercard's AI-powered fraud prevention tools. Early pilot programs showed 30% faster checkout times and 25% reduction in false declines for legitimate transactions.