币界网报道：The article discusses the ongoing debate around USDC stablecoin integration, arguing that Stellar (XLM) has already outpaced Ripple (XRP) in this arena. It claims that USDC on XRP is a "trap" due to Ripple's regulatory uncertainties and slower adoption, while Stellar's established infrastructure and partnerships make it the clear winner for stablecoin transactions. The piece highlights Stellar's collaborations with MoneyGram and Ukraine's government for digital currency initiatives, contrasting with Ripple's legal battles with the SEC. Analysts suggest Stellar's focus on cross-border payments and financial inclusion gives it a long-term advantage over XRP in the stablecoin space, particularly for emerging markets. The article concludes that while Ripple struggles with regulatory hurdles, Stellar has already secured its position as the leading blockchain for USDC integration and real-world payment solutions.