币界网报道：U.S. dollar stablecoins now represent 1% of the M2 money supply and are growing at 55% annually, potentially reaching 10% of M1 within a decade. Their instant, low-cost transactions could revolutionize corporate cash management by reducing working capital needs from weeks to days. Global firms may rebalance holdings every six hours instead of maintaining local buffers, potentially freeing trillions in capital. Daily payroll and utility billing could become economically viable with sub-$0.01 transaction costs on Ethereum Layer 2 networks. This financial streaming model mirrors the shift from music ownership to on-demand streaming, with immediate payouts potentially transforming consumer behavior and incentive structures.