币界网报道：According to Bloomberg, Andrew Bailey, Governor of the Bank of England, questioned the necessity of a digital pound for consumers at a meeting in Kiev, Ukraine, saying that he "has not yet been convinced of the need to create a new form of currency". This is the most explicit reservation by British officials about the "Britcoin" plan. The project is currently in the design stage, but has encountered public concerns about privacy and security, banking industry concerns about deposit losses, and warnings from the House of Lords Economic Affairs Committee that "risks may outweigh benefits". Bailey emphasized that wholesale central bank digital currency (for settlement between financial institutions) is progressing smoothly, but the retail version still needs to demonstrate its actual benefits.