币界网报道：U.S. mortgage giants Fannie Mae and Freddie Mac are reportedly exploring blockchain-based solutions to streamline mortgage processes, including potential crypto-backed home loans. The government-sponsored enterprises (GSEs) have initiated pilot programs testing smart contracts for loan origination and blockchain for title transfers, aiming to reduce paperwork and processing times. While neither GSE has confirmed plans to accept cryptocurrency directly for mortgage payments, industry sources indicate they're evaluating stablecoin integration for faster settlements. The Federal Housing Finance Agency (FHFA), which oversees both entities, has formed a fintech working group to assess risks and opportunities in digital asset adoption. This move comes as major U.S. banks increasingly offer crypto-collateralized loans, though regulatory uncertainty remains regarding digital assets in traditional finance systems. The GSEs' exploration signals growing institutional interest in blockchain applications beyond speculative trading.