币界网报道:Crypto firms are intensifying efforts to gain access to the U.S. Federal Reserve's payment system and secure bank-like status, aiming to enhance legitimacy and operational efficiency. Companies like Kraken and Avanti have pursued special-purpose bank charters, while others explore master account access for direct Fed transactions. Regulatory hurdles remain as the Fed evaluates risks tied to digital assets, including volatility and compliance concerns. Industry advocates argue that integration would foster innovation and stability, but critics warn of potential systemic risks. The outcome could reshape crypto's role in traditional finance, pending clearer regulatory frameworks and Fed approvals.