币界网报道:Crypto platforms Coinbase and Ripple are positioning themselves as alternatives to traditional banks, leveraging blockchain technology to offer faster, cheaper financial services. Coinbase CEO Brian Armstrong highlights the inefficiencies of legacy banking systems, while Ripple's Brad Garlinghouse emphasizes cross-border payment solutions that bypass traditional intermediaries. Both companies aim to capitalize on growing distrust in conventional banks, with Coinbase expanding into lending and Ripple focusing on institutional adoption. Industry analysts note increasing institutional interest in crypto-native financial services as blockchain adoption accelerates globally.