币界网报道:European banks are increasingly adopting stablecoins for real-world payments, with institutions like Santander and BBVA exploring blockchain-based solutions. These banks are leveraging stablecoins' speed and cost-efficiency for cross-border transactions, while maintaining regulatory compliance. The European Central Bank has acknowledged stablecoins' growing role in payments but emphasizes the need for robust oversight. Major financial players are also testing tokenized deposits as an alternative to traditional banking systems. This shift reflects broader industry trends toward integrating digital assets into mainstream finance, though challenges around scalability and interoperability remain.