币界网报道:Central banks worldwide are accelerating efforts to develop Central Bank Digital Currencies (CBDCs), with 93% now exploring digital currency options, according to a recent survey. The Bank for International Settlements (BIS) reports growing interest in CBDCs as nations aim to modernize payment systems and enhance financial inclusion. Pilot programs are underway in several countries, including China's digital yuan and the European Central Bank's digital euro project. Critics raise concerns over privacy and cybersecurity risks, but proponents argue CBDCs could streamline cross-border transactions and reduce reliance on private cryptocurrencies. The race highlights a pivotal shift in global monetary policy as central banks adapt to the digital economy.