币界网报道：The Federal Deposit Insurance Corporation (FDIC) has issued a warning about a surge in bank impersonation scams, with reported losses reaching $12.5 billion in 2024. Fraudsters are increasingly targeting consumers by posing as representatives from legitimate financial institutions, including FDIC-insured banks, to steal sensitive personal and financial information. These scams often involve phishing emails, fake websites, and fraudulent phone calls that mimic official communications. The FDIC emphasizes that it never requests personal details like Social Security numbers or account credentials via unsolicited messages. Victims have reported significant financial losses, with some cases involving drained bank accounts or unauthorized loans taken out in their names. Authorities advise consumers to verify the authenticity of any financial communication by contacting their bank directly through official channels. The agency has also urged financial institutions to enhance customer education on fraud prevention and to implement stronger authentication measures. Law enforcement agencies are collaborating with the FDIC to track and prosecute organized crime groups behind these scams, which often operate across international borders. Experts recommend enabling multi-factor authentication and monitoring account activity regularly to mitigate risks. The FDIC's alert follows similar warnings from the Federal Trade Commission and the Consumer Financial Protection Bureau about the escalating sophistication of financial fraud schemes.