币界网报道：Ripple's XRP has emerged as a key player in the global financial system, with a significant portion of its escrowed supply now under the control of major financial institutions. According to recent reports, over 50% of the escrowed XRP—approximately 26 billion tokens—is held by institutional investors, including banks, payment providers, and asset managers. This development highlights growing institutional confidence in XRP's utility for cross-border payments and liquidity solutions. Ripple's On-Demand Liquidity (ODL) service, which leverages XRP for instant settlements, has seen increased adoption, particularly in corridors like the US-Mexico remittance market. Analysts suggest this institutional accumulation could reduce market volatility and enhance long-term price stability. Meanwhile, Ripple continues to expand partnerships, recently collaborating with central banks to explore CBDC integrations using its blockchain technology. Despite ongoing legal challenges with the SEC, XRP's role in institutional finance appears to be strengthening, with some experts predicting further adoption as regulatory clarity improves. The token's unique position as a bridge currency between fiat and digital assets continues to attract strategic investors seeking exposure to blockchain-based financial infrastructure. Market observers note that while retail trading dominates daily volume, institutional holdings now represent a critical, less volatile portion of XRP's circulating supply.