币界网报道：Cardano (ADA) surged 10% in the past 24 hours, outperforming the broader crypto market as Bitcoin and Ethereum saw modest gains. The rally comes amid growing anticipation for Cardano's upcoming Chang hard fork, expected to introduce decentralized governance features. Meanwhile, Mutuum Finance, a decentralized lending protocol, raised $11.2 million in its presale, signaling strong investor interest in DeFi projects. The platform aims to offer peer-to-peer lending with customizable terms, targeting both institutional and retail users. Analysts attribute ADA's price jump to increased network activity, with daily transactions rising 15% this month. Cardano founder Charles Hoskinson recently hinted at major ecosystem upgrades, including enhanced scalability solutions. Mutuum Finance plans to launch its mainnet in Q4 2024, with the presale funds allocated for protocol development and liquidity pools. The project's tokenomics include a 5% allocation for community incentives and 15% for team vesting over three years. Market observers note that Cardano's governance overhaul could position it as a leader in decentralized decision-making among smart contract platforms. Both developments highlight continued innovation in blockchain infrastructure and decentralized finance sectors.