币界网报道：Bitcoin prices experienced volatility as concerns over Silvergate Bank's financial stability rattled crypto markets. The crypto-friendly bank delayed filing its annual 10-K report, warning it may be "less than well capitalized" and raising questions about its ability to continue operations. This triggered a sell-off in Bitcoin, which dropped below $22,000 before partially recovering. Analysts noted Silvergate's crucial role in the crypto ecosystem, serving major exchanges and institutional players through its SEN payment network. The bank's troubles stem from massive withdrawals following FTX's collapse, with customers pulling $8.1 billion in digital asset-related deposits in Q4 2022. Market observers are watching for potential contagion effects, as Silvergate's difficulties could disrupt fiat on-ramps and settlement services for crypto firms. Some industry participants expressed confidence in alternative banking solutions emerging, while others warned of short-term liquidity challenges if Silvergate reduces services. The situation highlights ongoing banking sector skepticism toward crypto following multiple high-profile failures in 2022. Regulators are reportedly scrutinizing Silvergate's dealings with FTX and Alameda Research, adding another layer of uncertainty. Despite the turbulence, Bitcoin proponents argue the network's decentralized nature makes it resilient to traditional banking crises.