币界网报道:Cryptocurrency regulations in East Africa remain fragmented as countries adopt divergent approaches to digital assets. Kenya's central bank maintains a cautious stance, warning citizens about crypto risks while allowing peer-to-peer trading to flourish. Tanzania has shifted from its 2019 ban to exploring a central bank digital currency (CBDC), with the Bank of Tanzania now studying regulatory frameworks. Uganda took the strictest position by directing financial institutions to halt crypto transactions in 2022, though enforcement remains inconsistent. Rwanda emerges as the most progressive, with its National Bank establishing a fintech regulatory sandbox and considering formal crypto guidelines. Regional bodies like the East African Community have discussed harmonizing policies but made little concrete progress. This regulatory patchwork creates challenges for cross-border crypto businesses while allowing informal trading to thrive, particularly through mobile money platforms. Experts note the tension between consumer protection concerns and the region's growing youth population embracing digital assets. Kenya leads in adoption with 8.5% of adults holding cryptocurrency according to recent surveys, driven largely by remittance use cases and high mobile penetration. Meanwhile, Tanzanian officials emphasize the need for balanced regulations that don't stifle innovation in their growing tech hub. The varying approaches reflect differing economic priorities across the region, from Uganda's focus on monetary stability to Rwanda's digital economy ambitions. Without regional coordination, analysts warn East Africa risks creating regulatory arbitrage opportunities while missing potential benefits of unified standards for blockchain-based financial services.