币界网报道：The average rate for a 30-year fixed mortgage in the U.S. fell by 4 basis points this week to 6.72%, marking the third consecutive weekly decline, according to Freddie Mac data. This drop comes amid easing Treasury yields as investors anticipate potential Federal Reserve rate cuts in 2024. The 15-year fixed mortgage rate also decreased slightly to 5.89%. While rates remain near two-decade highs, the recent downward trend provides some relief for prospective homebuyers facing affordability challenges. Economists note that further declines in mortgage rates could help stimulate the housing market, which has slowed significantly due to high borrowing costs. However, inventory shortages continue to constrain sales activity despite improving rate conditions. The mortgage rate movement reflects broader financial market expectations about inflation and monetary policy direction.