币界网报道:The Trump administration has reportedly directed government-sponsored enterprises Fannie Mae and Freddie Mac to assess risks associated with cryptocurrency holdings in mortgage applications. This move comes amid growing concerns about the volatility of digital assets and their potential impact on loan eligibility. While no formal policy changes have been announced, the directive signals increased regulatory scrutiny of crypto's role in traditional finance. Industry observers note this could affect homebuyers who use crypto earnings for down payments or hold significant digital asset portfolios. The assessment may lead to new guidelines for lenders evaluating borrowers with cryptocurrency exposure, potentially influencing underwriting standards in the U.S. housing market.