币界网报道：Crypto remittances are increasingly disrupting traditional cross-border money transfers, with blockchain-based transactions offering faster and cheaper alternatives to conventional systems. A recent report highlights that migrants and expatriates are adopting cryptocurrencies like Bitcoin and stablecoins to send funds home, bypassing high fees and slow processing times from banks and remittance firms. Countries with significant diaspora populations, such as the Philippines and Nigeria, are seeing growing crypto remittance volumes. Industry experts note that while regulatory uncertainty remains a challenge, the transparency and efficiency of crypto transactions are driving adoption. Major players like Ripple and Stellar are actively developing solutions to facilitate these flows, while startups leverage decentralized finance (DeFi) protocols for peer-to-peer transfers. However, volatility risks and limited access to crypto exchanges in some regions still hinder widespread use. Analysts predict that as infrastructure improves and regulations clarify, crypto remittances could reshape global financial inclusion.