币界网报道：The European Union is moving forward with plans to classify certain stablecoins as "interchangeable" under its Markets in Crypto-Assets (MiCA) regulation, despite concerns raised by the European Central Bank (ECB). The proposed framework would allow stablecoins meeting specific criteria to be used across multiple platforms and services, enhancing their utility in cross-border transactions. However, the ECB has warned that interchangeable stablecoins could pose systemic risks to financial stability if widely adopted, citing potential issues with liquidity and redemption guarantees. EU officials are currently negotiating the final details of MiCA's stablecoin provisions, aiming to balance innovation with consumer protection. The regulation is expected to come into force by 2024, making the EU one of the first major jurisdictions to establish comprehensive rules for stablecoins. Industry participants have welcomed the clarity but remain cautious about potential operational challenges in complying with the new requirements.