币界网报道:The U.S. Federal Housing Finance Agency (FHFA) has directed government-sponsored mortgage enterprises Fannie Mae and Freddie Mac to immediately cease any exposure to Bitcoin or cryptocurrency-related assets. In a new policy statement, FHFA Director Sandra Thompson stated these enterprises "should not engage in activities involving cryptocurrencies due to their volatile nature and associated risks." The regulator specifically prohibited investments in or accepting cryptocurrency as loan collateral, citing concerns about valuation stability and consumer protection. This move comes as some lenders had begun exploring crypto-backed mortgages, with Freddie Mac recently warning about the risks of such products in its annual report. The FHFA emphasized that Fannie and Freddie must focus on their core mission of providing liquidity to the conventional mortgage market rather than speculative crypto ventures. Industry analysts note this decision could chill innovation in crypto-mortgage products while protecting the $12 trillion mortgage market from digital asset volatility.