币界网报道：The U.S. Federal Housing Finance Agency (FHFA) is reportedly considering whether to allow the use of Bitcoin in mortgage appraisals, signaling potential regulatory openness to cryptocurrency integration in traditional finance. While no formal policy changes have been announced, the agency's exploration reflects growing institutional interest in digital assets as collateral. The move could pave the way for crypto-backed home loans, though concerns remain about Bitcoin's volatility and valuation challenges. Industry observers note this development aligns with broader efforts to bridge decentralized finance with conventional lending systems. The FHFA oversees government-sponsored enterprises Fannie Mae and Freddie Mac, which back nearly half of U.S. mortgages.