币界网报道：The U.S. Federal Housing Finance Agency (FHFA) has directed government-sponsored enterprises Fannie Mae and Freddie Mac to stop accepting mortgages collateralized by cryptocurrency assets. In a new policy announcement, FHFA Director Sandra Thompson stated the move aims to "ensure safe and sound lending practices" amid crypto market volatility. The prohibition applies to mortgages where borrowers use crypto holdings as loan collateral or income verification. This marks the first explicit federal restriction on crypto-backed home loans, though some private lenders had already imposed similar limits. Industry analysts note the decision could impact crypto holders seeking to leverage digital assets for real estate purchases, particularly in high-cost markets. The FHFA emphasized the policy doesn't affect traditional mortgage approvals and will be reviewed as crypto regulations evolve. Both Fannie Mae and Freddie Mac confirmed they will implement the new guidelines immediately across their loan purchase programs.