币界网报道：The European Union is evaluating stricter regulations for stablecoins amid concerns raised by the European Central Bank (ECB) about their potential risks to financial stability. ECB officials warn that widely adopted stablecoins could disrupt monetary policy and create systemic vulnerabilities, particularly if they achieve significant scale without proper oversight. The EU's proposed Markets in Crypto-Assets (MiCA) framework may introduce additional requirements for stablecoin issuers, including higher capital reserves and liquidity management rules. Policymakers are particularly focused on algorithmic stablecoins following TerraUSD's collapse in 2022. The ECB emphasizes that any large-scale stablecoin adoption should maintain the euro's dominance in Europe's payments landscape. These regulatory considerations come as global stablecoin usage grows, with Tether's USDT and Circle's USDC collectively surpassing $120 billion in circulation. The EU aims to finalize its stablecoin regulatory approach by mid-2024 as part of broader cryptocurrency market reforms.