币界网报道：Ripple's Chief Legal Officer Stuart Alderoty has publicly endorsed a new U.S. policy allowing federally chartered banks to hold Bitcoin as collateral for mortgage loans, calling it a "huge win for crypto adoption." The policy clarification from the Office of the Comptroller of the Currency (OCC) enables traditional financial institutions to accept cryptocurrency collateral for loan products, marking a significant regulatory milestone. Alderoty emphasized this development demonstrates growing institutional acceptance of digital assets and could pave the way for broader crypto integration in mainstream finance. The move comes as Ripple continues its legal battle with the SEC over XRP's classification, with the company arguing for clearer cryptocurrency regulations. Industry analysts suggest this banking policy shift may encourage more financial institutions to explore crypto-backed lending products, potentially increasing liquidity in digital asset markets while maintaining necessary consumer protections.