币界网报道：A fintech startup called Fiat24 is leveraging stablecoins to enable near-instant cross-border payments, claiming transactions can be settled in just minutes. The Switzerland-based company uses USDC on the Ethereum blockchain to facilitate transfers between its banking partners in Europe and Latin America, targeting remittances and business payments. Fiat24 CEO Vincent Pignon stated the system reduces settlement times from days to minutes while cutting costs by up to 80% compared to traditional wire transfers. The service requires both sender and recipient to hold Fiat24 accounts, with conversions between fiat and stablecoins handled automatically. The company recently secured a Swiss fintech license and plans to expand to Asia and Africa, positioning itself as a blockchain-powered alternative to SWIFT for emerging markets. Industry analysts note growing interest in stablecoin solutions for cross-border payments, though regulatory clarity remains a challenge in many jurisdictions.