币界网报道：Major financial institutions like Fidelity, JPMorgan, and Goldman Sachs are exploring ways to integrate decentralized finance (DeFi) tools for mainstream users, according to Alchemy CTO Guillaume Poncin. Dubbed the "DeFi mullet," this approach allows traditional finance (TradFi) firms to leverage DeFi infrastructure while offering simplified, compliant interfaces—such as one-click loans against tokenized assets like money-market funds or equities. Poncin cited Coinbase's bitcoin-backed loans as an early example, noting that fintechs view this as a blueprint for broader adoption. Alchemy, which provides blockchain development tools, highlights the shift toward "invisible" crypto wallets embedded by companies like Nike or Stripe, eliminating the need for users to manage complex wallet setups. The trend reflects growing institutional efforts to bridge TradFi and DeFi with regulatory-compatible solutions.