币界网报道：This article describes how Mutuum Finance (MUTM), a cryptocurrency priced at less than $0.05, is innovating in the DeFi space. MUTM is currently in pre-sale and has attracted more than $10.8 million in investment. The project combines peer-to-peer and peer-to-contract lending models, adopts non-inflationary token economics, and generates interest through real lending activities. MUTM plans to integrate Layer 2 technology to increase transaction speed and reduce transaction fees, and develop a decentralized over-collateralized stablecoin to enhance the stability and liquidity of the protocol. The platform supports lending of multiple assets, including ETH, USDC, AVAX, SOL, BTC and some niche tokens, providing flexible lending conditions and diversified income opportunities. Users can get additional rewards by staking mtTokens, and the protocol will also repurchase MUTM tokens and distribute them to stakers, forming a virtuous cycle. The project has passed the CertiK security audit, the team is transparent and open about its progress, and the funds and users continue to grow during the pre-sale stage. MUTM is committed to creating a feature-rich and sustainable DeFi ecosystem to provide users with real passive income opportunities.