币界网报道：Bank of America CEO Brian Moynihan confirmed that the bank plans to issue a stablecoin pegged to the U.S. dollar and is working with other industry players on internal development, Reuters reported on June 11. However, Moynihan added that any potential launch progress would depend on upcoming federal regulations. He also told investors that while demand remains uncertain, the bank "has to be ready." He added that U.S. lawmakers are discussing a bill that "will allow us to determine if there is a real business opportunity" that would establish uniform requirements for reserve quality, redemption, and disclosure. The comments suggest that the second-largest U.S. bank intends to keep pace with its peers in exploring tokenized deposits, but will only formally commit once a clear regulatory framework is established. Across the Atlantic, Societe Generale's FORGE unit launched USD CoinVertible, a natively issued U.S. dollar token on the Ethereum and Solana blockchains, on June 10. The product is the French bank's second stablecoin after a euro version in 2023 and complies with the European Union's Markets in Crypto Assets (MiCA) framework. SG-FORGE has named BNY Mellon as its reserve custodian and will publish collateral details daily. Trading through multiple brokers is scheduled to begin in early July, enabling 24-hour conversions between dollars, euros and the token. CEO Jean-Marc Stenger said client demand for 24-hour settlement made the dollar instrument “the obvious next step.” As these stablecoins develop, the Senate voted on June 11, 68-30, to initiate cloture proceedings on the GENIUS Act, ending debate and starting a 30-hour countdown to a final vote that requires only a simple majority to pass. Majority Leader John Thune immediately started the post-cloture countdown. Meanwhile, senators prepared to debate a replacement bill drafted by Sen. Bill Hagerty, R-Ky., that removes a previously proposed provision prohibiting physical redemptions and clarifies regulation of non-bank issuers. Democrats proposed these changes after an earlier cloture attempt failed. The GENIUS Act would require each payment stablecoin to maintain 1:1 backing with high-quality liquid assets (primarily short-term U.S. Treasuries or insured deposits) and to separate reserves from operating funds. If the Senate adopts Senator Bill Hagerty’s amendment and passes the bill, the House of Representatives may be able to vote on the text without convening a deliberative committee, which could speed up the bill’s enactment.